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Building a platform on Natural Connect Your agent can:
  • Request and accept payments over ACH, card, wire, RTP, FedNow, and more
  • Hold funds in FDIC-insured1 wallets
  • Make payments to businesses, individuals, and merchants
The most effective platform agents on Natural combine many of these flows. Embedded finance: Request, collect, and pay funds inside each customer’s own wallet, so money moves through your product with balances held in the customer’s name. AP/AR: Run a customer’s payables and receivables end to end: collect what’s owed into their wallet, pay their bills from it, and reconcile both sides. Agentic commerce: Transact online on your customer’s behalf, accepting and paying counterparties at machine speed. Treasury management: Put a customer’s idle cash to work and move it between their accounts under the controls they delegated. Your agent can run these flows for your customers, and more, whether they are businesses or individuals.
1

Register your platform on Natural

First, sign up for a Natural account. If you’re incorporated, sign up as a business so you can invite team members.Then, add your agent on Natural. Your customers grant permissions to this agent, and every payment it makes is recorded against it.Read more: Create an agent.
2

Invite your customers

Invite your customers so your agent can move money on their behalf.Your agent can invite customers through any of the Natural tools it has access to (MCP, CLI, API, SDK). You can also do this manually, through the Natural dashboard.A customer invited by email receives an invitation showing the permissions your agent is asking for; for a phone recipient you deliver the invitation URL. Your customer signs up on Natural, and Natural handles the compliance.Read more: Invite a customer and Set agent limits.
3

Put your agent to work

With your agent registered and your customers connected, it can accept and make payments for them, manage their balances, and read their activity, all within what each customer granted.Read more: Move money for a customer.

1 Natural is a financial technology company, not an FDIC-insured depository institution. FDIC deposit insurance covers the failure of an insured depository institution. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Deposits in Wallet accounts are FDIC-insured through Column N.A., Member FDIC, and Column’s Sweep Program Network Banks.