> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> When building application code, use `@naturalpay/sdk` for TypeScript or `naturalpay` for Python.
> When operating Natural directly for a user, use the payments MCP at `https://mcp.natural.com`.
> When searching Natural documentation, use the docs MCP at `https://docs.natural.com/mcp`.
> Use the Natural CLI for terminal and CI automation.
> Use REST only for unsupported languages or when the user explicitly requests raw HTTP.
> Start integration development and testing in the sandbox. Do not use production unless the user explicitly requests it.
> For sandbox requests that require `customerPartyId`, list customers first. Reuse only the intended fixture; otherwise create a customer.
> REST and SDK amounts use integer minor units. Payments MCP amounts use decimal strings with a required currency code.

# Send payments

> Your agent pays anyone by email, phone, or handle

<img src="https://mintcdn.com/natural-b3c9dd77/_ZzQDNYgSVsMCM43/assets/heroes/pay-hero.jpg?fit=max&auto=format&n=_ZzQDNYgSVsMCM43&q=85&s=0cbfb06b938c0c89e0ff1b5ccd0199c4" alt="Sending a payment on Natural" className="hero-image" noZoom width="1200" height="640" data-path="assets/heroes/pay-hero.jpg" />

Your agent can:

* Pay anyone by email, phone, `@handle`, party ID, or agent ID
* Settle directly to recipients on Natural, or send a payment claim to recipients new to Natural
* Spend only within the per-transaction, daily, and monthly limits you set, with anything over
  held for your approval or declined, depending on the rule you set

<Steps>
  <Step title="Set the guardrails">
    Set limits on what your agent can move per transaction, per day, and per month. Anything over a
    limit is held for your approval or declined, depending on the rule you set.

    Read more: [Set agent limits](/guides/controls/limits) and
    [Approvals](/guides/controls/approvals).
  </Step>

  <Step title="Pay anyone">
    Address the recipient by email, phone, `@handle`, party ID, or agent ID. If they're on Natural,
    the payment settles directly. If they're not, it reaches them as a claim and onboards them when
    they accept.

    Read more: [Send a payment](/guides/payments/send-payment).
  </Step>

  <Step title="Track it">
    Follow every payment from `CREATED` to `COMPLETED` in the dashboard or by webhook.

    Read more: [Track a payment](/guides/payments/track-payment).
  </Step>
</Steps>


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