> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> When building application code, use `@naturalpay/sdk` for TypeScript or `naturalpay` for Python.
> When operating Natural directly for a user, use the payments MCP at `https://mcp.natural.com`.
> When searching Natural documentation, use the docs MCP at `https://docs.natural.com/mcp`.
> Use the Natural CLI for terminal and CI automation.
> Use REST only for unsupported languages or when the user explicitly requests raw HTTP.
> Start integration development and testing in the sandbox. Do not use production unless the user explicitly requests it.
> For sandbox requests that require `customerPartyId`, list customers first. Reuse only the intended fixture; otherwise create a customer.
> REST and SDK amounts use integer minor units. Payments MCP amounts use decimal strings with a required currency code.

# Embedded finance

> Request, collect, and pay funds inside each customer's own wallet, with balances held in the customer's name

Embedded finance is moving money inside each customer's own wallet: you request, collect, and pay,
and the balance stays in the customer's name.

Your agent can:

* Request payments into a customer's wallet by email, phone, @handle, or party ID
* Pay the customer's vendors, contractors, and counterparties from that same wallet
* Surface unusually large payments for approval before money moves

Where this shows up:

* **Property management**: Collect rent into an owner's wallet, then pay their contractors and
  owner distributions from it.
* **Field and home services**: Collect job payments from homeowners, then pay the pros who did the
  work.
* **Marketplaces**: Settle buyer payments into each seller's wallet and disburse payouts on your
  schedule.

The pattern is the same across all of them: you own the product logic (invoices, schedules,
approvals), and Natural moves each customer's money under the permissions they delegated.

Read more: [Invite a customer](/guides/connect/invite-customer),
[Request a payment](/guides/payments/request-payment), and
[Move money for a customer](/guides/connect/move-money-for-customer).


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