> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> When building application code, use `@naturalpay/sdk` for TypeScript or `naturalpay` for Python.
> When operating Natural directly for a user, use the payments MCP at `https://mcp.natural.com`.
> When searching Natural documentation, use the docs MCP at `https://docs.natural.com/mcp`.
> Use the Natural CLI for terminal and CI automation.
> Use REST only for unsupported languages or when the user explicitly requests raw HTTP.
> Start integration development and testing in the sandbox. Do not use production unless the user explicitly requests it.
> For sandbox requests that require `customerPartyId`, list customers first. Reuse only the intended fixture; otherwise create a customer.
> REST and SDK amounts use integer minor units. Payments MCP amounts use decimal strings with a required currency code.

# Overview

> Build a platform where your agent uses all of Natural's products on behalf of your customers with Connect

<img src="https://mintcdn.com/natural-b3c9dd77/sPeInOP-lKMhq0aq/assets/heroes/connect-hero.jpg?fit=max&auto=format&n=sPeInOP-lKMhq0aq&q=85&s=de693a79277cc47bf9e7f61a7defee3c" alt="Building a platform on Natural Connect" className="hero-image" noZoom width="3600" height="1920" data-path="assets/heroes/connect-hero.jpg" />

Your agent can:

* Request and accept payments over ACH, card, wire, RTP, FedNow, and more
* Hold funds in FDIC-insured<sup><a href="#fdic-disclosure" aria-label="See FDIC disclosure">1</a></sup> wallets
* Make payments to businesses, individuals, and merchants

The most effective platform agents on Natural combine many of these flows.

**[Embedded finance](/guides/flows/platform-embedded-finance)**: Request, collect, and pay funds
inside each customer's own wallet, so money moves through your product with balances held in the
customer's name.

**[AP/AR](/guides/flows/platform-ap-ar)**: Run a customer's payables and receivables end to end:
collect what's owed into their wallet, pay their bills from it, and reconcile both sides.

**[Agentic commerce](/guides/flows/platform-agentic-commerce)**: Transact online on your customer's
behalf, accepting and paying counterparties at machine speed.

**[Treasury management](/guides/flows/platform-treasury)**: Put a customer's idle cash to work and
move it between their accounts under the controls they delegated.

Your agent can run these flows for your customers, and more, whether they are businesses or
individuals.

<Steps>
  <Step title="Register your platform on Natural">
    First, [sign up](https://natural.com/signup) for a Natural account. If you're incorporated, sign
    up as a business so you can invite team members.

    Then, add your agent on Natural. Your customers grant permissions to this agent, and every
    payment it makes is recorded against it.

    Read more: [Create an agent](/guides/agents/create-agent).
  </Step>

  <Step title="Invite your customers">
    Invite your customers so your agent can move money on their behalf.

    Your agent can invite customers through any of the Natural tools it has access to (MCP, CLI,
    API, SDK). You can also do this manually, through the Natural dashboard.

    A customer invited by email receives an invitation showing the permissions your agent is asking
    for; for a phone recipient you deliver the invitation URL. Your customer signs up on Natural,
    and Natural handles the compliance.

    Read more: [Invite a customer](/guides/connect/invite-customer) and
    [Set agent limits](/guides/controls/limits).
  </Step>

  <Step title="Put your agent to work">
    With your agent registered and your customers connected, it can accept and make payments for
    them, manage their balances, and read their activity, all within what each customer granted.

    Read more: [Move money for a customer](/guides/connect/move-money-for-customer).
  </Step>
</Steps>

<p id="fdic-disclosure" style={{ fontSize: "0.8em" }}>
  <sup>1</sup> Natural is a financial technology company, not an FDIC-insured depository
  institution. FDIC deposit insurance covers the failure of an insured depository institution.
  Certain conditions must be satisfied for pass-through FDIC insurance to apply. Deposits in Wallet
  accounts are FDIC-insured through Column N.A., Member FDIC, and Column's{" "}
  <a href="https://column.com/legal/sweep-program-network-banks">Sweep Program Network Banks</a>.
</p>


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