> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> When building application code, use `@naturalpay/sdk` for TypeScript or `naturalpay` for Python.
> When operating Natural directly for a user, use the payments MCP at `https://mcp.natural.com`.
> When searching Natural documentation, use the docs MCP at `https://docs.natural.com/mcp`.
> Use the Natural CLI for terminal and CI automation.
> Use REST only for unsupported languages or when the user explicitly requests raw HTTP.
> Start integration development and testing in the sandbox. Do not use production unless the user explicitly requests it.
> For sandbox requests that require `customerPartyId`, list customers first. Reuse only the intended fixture; otherwise create a customer.
> REST and SDK amounts use integer minor units. Payments MCP amounts use decimal strings with a required currency code.

# List payment requests

> List outgoing payment requests



## OpenAPI

````yaml /api-reference/openapi.json get /payment-requests
openapi: 3.1.1
info:
  title: Natural API
  version: 0.2.0
  description: >-
    Natural's payments API for autonomous agents.


    **Base URL:** `https://api.natural.com`


    AI agents, including coding agents, should prefer the hosted MCP server at
    `https://mcp.natural.com` when an MCP-aware host runs the agent, the Natural
    CLI for terminal/CI workflows, and the official SDKs for application
    runtimes they own. Use direct HTTP only for explicit low-level integrations,
    unsupported SDK gaps, or infrastructure work where REST is required.


    For support: support@natural.com
servers:
  - url: https://api.natural.com
    description: Production
security: []
tags:
  - name: Agents
    description: Agent management
  - name: Customers
    description: Customer management
  - name: Invitation Links
    description: Shareable links that offer your agents to customers
  - name: Payments
    description: Payment management
  - name: Payment Intents
    description: Accept card payments by link or voice
  - name: Card Payments
    description: Card payment attempts
  - name: Voice
    description: Collect a payment intent over a phone call
  - name: Refunds
    description: Return card payments to the payer
  - name: Chargebacks
    description: Respond to card payment chargebacks
  - name: Transactions
    description: Transaction activity and history
  - name: Transfers
    description: Deposits and withdrawals
  - name: PaymentRequests
    description: Payment request management
  - name: Approvals
    description: Approval review
  - name: Invitations
    description: Party invitation management
  - name: Parties
    description: Party and organization management
  - name: Wallets
    description: Wallet management
  - name: External Accounts
    description: Linked external bank accounts
  - name: External Parties
    description: Third parties with whom you transact over Direct
  - name: External Party Accounts
    description: Banking details belonging to external parties not on Natural
  - name: ACH
    description: Make ACH payments to external party accounts
  - name: Realtime
    description: Make realtime payments to external party accounts
  - name: Wire
    description: Send domestic wires to external party accounts
  - name: API Keys
    description: API key management
  - name: Agent Keys
    description: Agent key management
  - name: Card Sessions
    description: Let agents pay with a card without seeing the real card number
  - name: Agent Tokens
    description: Let agents spend from a mandate without seeing the real card number
  - name: Agent Cards
    description: Cards an agent requests for one purchase at one merchant
  - name: Card Transactions
    description: Purchases and refunds on Natural-issued cards
  - name: Webhooks
    description: Webhook endpoint management
  - name: Events
    description: Webhook event log
  - name: Simulations
    description: Sandbox-only simulation controls
paths:
  /payment-requests:
    get:
      tags:
        - PaymentRequests
      summary: List payment requests
      description: List outgoing payment requests
      operationId: paymentRequests.list
      parameters:
        - name: limit
          in: query
          schema:
            type: integer
            minimum: 1
            maximum: 100
            default: 50
            description: Maximum results per page.
          allowEmptyValue: true
          allowReserved: true
        - name: cursor
          in: query
          schema:
            type: string
            maxLength: 1024
            description: Cursor from the previous page.
          allowEmptyValue: true
          allowReserved: true
        - name: customerPartyId
          in: query
          schema:
            type: string
            pattern: ^pty_[0-9a-f]{32}$
            description: >-
              Customer party to act for (pty_*). Omit to act as your own party.
              To act for another party, pass the ID of a party that has
              authorized you to act on its behalf.
          allowEmptyValue: true
          allowReserved: true
        - name: includeCompleted
          in: query
          schema:
            anyOf:
              - type: boolean
              - type: string
                pattern: ^(true|false|yes|no|on|off|1|0|y|n|enabled|disabled)$
            default: true
            description: Whether to include completed payment requests.
          allowEmptyValue: true
          allowReserved: true
        - name: includeCanceled
          in: query
          schema:
            anyOf:
              - type: boolean
              - type: string
                pattern: ^(true|false|yes|no|on|off|1|0|y|n|enabled|disabled)$
            default: false
            description: Whether to include canceled payment requests.
          allowEmptyValue: true
          allowReserved: true
        - name: group
          in: query
          schema:
            enum:
              - open
              - completed
              - closed
            type: string
            description: >-
              Limit the list to one outgoing group. Open is still waiting on the
              payer. Completed is in flight or settled and not returned. Closed
              is failed, declined, canceled, expired, and returned. When set,
              this replaces includeCompleted and includeCanceled.
          allowEmptyValue: true
          allowReserved: true
        - name: initiatedByAgent
          in: query
          schema:
            type: string
            pattern: ^agt_[0-9a-f]{32}$
            description: Only payment requests created by this agent (agt_*).
          allowEmptyValue: true
          allowReserved: true
        - name: addressedToAgent
          in: query
          schema:
            type: string
            pattern: ^agt_[0-9a-f]{32}$
            description: Only payment requests addressed to this agent (agt_*) as payer.
          allowEmptyValue: true
          allowReserved: true
        - name: X-Instance-ID
          in: header
          required: false
          schema:
            anyOf:
              - type: string
                maxLength: 1024
              - type: 'null'
          description: >-
            Caller-chosen identifier for the agent run, session, or
            conversation, required when an agent moves money.
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items:
                      type: object
                      properties:
                        type:
                          description: Resource type. Always `paymentRequest`.
                          type: string
                          enum:
                            - paymentRequest
                        id:
                          type: string
                          pattern: ^prq_[0-9a-f]{32}$
                          description: Payment request ID (prq_*).
                        attributes:
                          type: object
                          properties:
                            amount:
                              type: integer
                              description: Amount in cents.
                            currency:
                              type: string
                              description: Currency code.
                            fee:
                              anyOf:
                                - type: object
                                  properties:
                                    amount:
                                      type: integer
                                      exclusiveMinimum: 0
                                      description: Fee amount in cents.
                                    currency:
                                      enum:
                                        - USD
                                      type: string
                                      description: Currency of the fee.
                                    payer:
                                      description: Party role charged the fee.
                                      type: string
                                      enum:
                                        - recipient
                                    applied:
                                      description: >-
                                        The fee is subtracted from the principal
                                        amount before the recipient receives it.
                                      type: string
                                      enum:
                                        - deducted
                                  required:
                                    - amount
                                    - currency
                                    - payer
                                    - applied
                                  additionalProperties: false
                                  title: RecipientDeductedFee
                                - type: 'null'
                              description: >-
                                Fee deducted from your proceeds as the
                                recipient. Null when no fee applies, the fee was
                                voided, or your party is not the fee payer.
                            status:
                              enum:
                                - OPEN
                                - PROCESSING
                                - COMPLETED
                                - FAILED
                                - RETURNED
                                - CANCELED
                                - DECLINED
                                - EXPIRED
                              type: string
                              description: Payment request status.
                            payerCanPay:
                              type: boolean
                              description: >-
                                Whether the payer can still fulfill this
                                request: it is OPEN, unexpired, and has no
                                payment attempt. Does not check the payer's
                                authorization or funding.
                            payerCanDecline:
                              type: boolean
                              description: >-
                                Whether the payer can still decline this
                                request: it is OPEN. Does not check the payer's
                                authorization.
                            description:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                Free-form description provided at creation.
                                Maximum 80 characters.
                            tags:
                              type: object
                              propertyNames:
                                type: string
                              additionalProperties:
                                type: string
                              description: >-
                                Metadata visible to anyone who can read the
                                resource.
                            requesterName:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: Display name of the party requesting payment.
                            requesterEmail:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: Email of the party requesting payment.
                            requesterAvatarUrl:
                              anyOf:
                                - type: string
                                  format: uri
                                - type: 'null'
                              description: >-
                                Public avatar URL for the party requesting
                                payment, if one is set.
                            requesterHandle:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                The requesting party's composed public handle
                                (@namespace), or null when it has none.
                            walletName:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                Receiving wallet name, or null when unnamed or
                                hidden from the caller.
                            payerName:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: Display name of the payer.
                            payerEmail:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: Email of the payer, or null when none is known.
                            payerAvatarUrl:
                              anyOf:
                                - type: string
                                  format: uri
                                - type: 'null'
                              description: >-
                                Public avatar URL for the payer party, if one is
                                set.
                            payerHandle:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                The resolved payer party's composed public
                                handle (@namespace), or null when off-platform
                                or handle-less.
                            payerPhone:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: Payer phone number when addressed by phone.
                            payerPartyId:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                Natural party ID (pty_*) resolved for the payer,
                                including agent owner parties.
                            payerIdentifierType:
                              enum:
                                - email
                                - phone
                                - party_id
                                - agent_id
                                - handle
                              type: string
                              description: Identifier type used to address the payer.
                            payerIdentifier:
                              type: string
                              description: Identifier value used to address the payer.
                            initiatorParty:
                              anyOf:
                                - type: object
                                  properties:
                                    id:
                                      type: string
                                      pattern: ^pty_[0-9a-f]{32}$
                                      description: Party ID (pty_*).
                                    name:
                                      type: string
                                      description: Party display name.
                                    handle:
                                      anyOf:
                                        - type: string
                                        - type: 'null'
                                      description: >-
                                        Party handle, such as @acme, or null
                                        when none is set.
                                  required:
                                    - id
                                    - name
                                    - handle
                                  additionalProperties: false
                                - type: 'null'
                              description: >-
                                The party that created this payment request, or
                                null when unresolved. When an agent created it,
                                this is the agent's owning party.
                            paymentLinkUrl:
                              type: string
                              format: uri
                              description: URL the payer visits to complete payment.
                            transactionId:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                Transaction (txn_*) created by the most recent
                                payment attempt, or null when none has been
                                made.
                            expiresAt:
                              anyOf:
                                - type: string
                                - type: 'null'
                              description: >-
                                RFC 3339 timestamp when this payment request
                                expires, or null when it does not expire.
                            createdAt:
                              type: string
                              description: >-
                                RFC 3339 timestamp when the payment request was
                                created.
                            updatedAt:
                              type: string
                              description: >-
                                RFC 3339 timestamp when the payment request was
                                last updated.
                          required:
                            - amount
                            - currency
                            - fee
                            - status
                            - payerCanPay
                            - payerCanDecline
                            - description
                            - tags
                            - requesterName
                            - requesterEmail
                            - requesterAvatarUrl
                            - requesterHandle
                            - walletName
                            - payerName
                            - payerEmail
                            - payerAvatarUrl
                            - payerHandle
                            - payerPhone
                            - payerPartyId
                            - payerIdentifierType
                            - payerIdentifier
                            - initiatorParty
                            - paymentLinkUrl
                            - transactionId
                            - expiresAt
                            - createdAt
                            - updatedAt
                          additionalProperties: false
                          title: PaymentRequestAttributes
                        relationships:
                          type: object
                          properties:
                            initiatorAgent:
                              type: object
                              properties:
                                data:
                                  anyOf:
                                    - type: object
                                      properties:
                                        type:
                                          description: Resource type. Always `agent`.
                                          type: string
                                          enum:
                                            - agent
                                        id:
                                          type: string
                                          pattern: ^agt_[0-9a-f]{32}$
                                      required:
                                        - type
                                        - id
                                      additionalProperties: false
                                      title: ResourceIdentifier
                                      description: Related resource identifier.
                                    - type: 'null'
                              required:
                                - data
                              additionalProperties: false
                              description: >-
                                Agent that initiated this resource, or null when
                                no agent can be reliably attributed.
                            requesterParty:
                              type: object
                              properties:
                                data:
                                  type: object
                                  properties:
                                    type:
                                      description: Resource type. Always `party`.
                                      type: string
                                      enum:
                                        - party
                                    id:
                                      type: string
                                      pattern: ^pty_[0-9a-f]{32}$
                                  required:
                                    - type
                                    - id
                                  additionalProperties: false
                                  title: ResourceIdentifier
                                  description: Related resource identifier.
                              required:
                                - data
                              additionalProperties: false
                              title: ToOneRelationship
                              description: Party requesting the payment.
                            wallet:
                              type: object
                              properties:
                                data:
                                  type: object
                                  properties:
                                    type:
                                      description: Resource type. Always `wallet`.
                                      type: string
                                      enum:
                                        - wallet
                                    id:
                                      type: string
                                      pattern: ^wal_[0-9a-f]{32}$
                                  required:
                                    - type
                                    - id
                                  additionalProperties: false
                                  title: ResourceIdentifier
                                  description: Related resource identifier.
                              required:
                                - data
                              additionalProperties: false
                              title: ToOneRelationship
                              description: Wallet that receives the funds.
                            payerParty:
                              type: object
                              properties:
                                data:
                                  anyOf:
                                    - type: object
                                      properties:
                                        type:
                                          description: Resource type. Always `party`.
                                          type: string
                                          enum:
                                            - party
                                        id:
                                          type: string
                                          pattern: ^pty_[0-9a-f]{32}$
                                      required:
                                        - type
                                        - id
                                      additionalProperties: false
                                      title: ResourceIdentifier
                                      description: Related resource identifier.
                                    - type: 'null'
                              required:
                                - data
                              additionalProperties: false
                              title: NullableToOneRelationship
                              description: >-
                                Resolved payer party, if the payer is known to
                                Natural.
                            payerAgent:
                              type: object
                              properties:
                                data:
                                  anyOf:
                                    - type: object
                                      properties:
                                        type:
                                          description: Resource type. Always `agent`.
                                          type: string
                                          enum:
                                            - agent
                                        id:
                                          type: string
                                          pattern: ^agt_[0-9a-f]{32}$
                                      required:
                                        - type
                                        - id
                                      additionalProperties: false
                                      title: ResourceIdentifier
                                      description: Related resource identifier.
                                    - type: 'null'
                              required:
                                - data
                              additionalProperties: false
                              title: NullableToOneRelationship
                              description: >-
                                Payer agent, or null unless addressed by agent
                                ID or agent handle.
                            payment:
                              type: object
                              properties:
                                data:
                                  anyOf:
                                    - type: object
                                      properties:
                                        type:
                                          description: Resource type. Always `payment`.
                                          type: string
                                          enum:
                                            - payment
                                        id:
                                          type: string
                                          pattern: ^pay_[0-9a-f]{32}$
                                      required:
                                        - type
                                        - id
                                      additionalProperties: false
                                      title: ResourceIdentifier
                                      description: Related resource identifier.
                                    - type: 'null'
                              required:
                                - data
                              additionalProperties: false
                              title: NullableToOneRelationship
                              description: >-
                                Payment submitted for this payment request, if
                                one exists.
                          required:
                            - initiatorAgent
                            - requesterParty
                            - wallet
                            - payerParty
                            - payerAgent
                            - payment
                          additionalProperties: false
                          title: PaymentRequestRelationships
                      required:
                        - type
                        - id
                        - attributes
                        - relationships
                      additionalProperties: false
                      title: PaymentRequestResource
                  meta:
                    type: object
                    properties:
                      pagination:
                        type: object
                        properties:
                          hasMore:
                            type: boolean
                            description: Whether more results are available.
                          nextCursor:
                            anyOf:
                              - type: string
                              - type: 'null'
                            description: >-
                              Cursor for the next page, or null when there are
                              no more results.
                        required:
                          - hasMore
                          - nextCursor
                        additionalProperties: false
                        title: PaginationMeta
                    required:
                      - pagination
                    additionalProperties: false
                required:
                  - data
                  - meta
                additionalProperties: false
                title: PaymentRequestListResponse
              examples:
                default:
                  summary: Default
                  value:
                    data:
                      - type: paymentRequest
                        id: prq_019cd1798d7a68fe07c972bed48fb7fd
                        attributes:
                          amount: 2500
                          currency: USD
                          fee: null
                          status: OPEN
                          payerCanPay: true
                          payerCanDecline: true
                          description: Invoice 7
                          tags:
                            invoice_id: inv_7
                          requesterName: Acme Payments
                          requesterEmail: billing@acmepayments.com
                          requesterAvatarUrl: >-
                            https://ntl-public-assets-prod.s3.us-west-2.amazonaws.com/party-avatars/pty_019cd1798d617f65a79cb965dda9eac3/2026-01-04_ab12cd34ef56ab90.webp
                          requesterHandle: '@acme'
                          walletName: Operating
                          payerName: Ada Lovelace
                          payerEmail: ada@example.com
                          payerPhone: '+14155550100'
                          payerAvatarUrl: https://static.natural.com/avatars/ada-lovelace.png
                          payerHandle: '@ada-lovelace'
                          payerPartyId: pty_019cd1798d681091fcf1dc98afb72d01
                          payerIdentifierType: email
                          payerIdentifier: ada@example.com
                          initiatorParty:
                            id: pty_019cd1798d617f65a79cb965dda9eac3
                            name: Acme Payments
                            handle: '@acme'
                          paymentLinkUrl: https://www.natural.com/pay/token_123
                          transactionId: null
                          expiresAt: null
                          createdAt: '2026-04-15T00:00:00.000Z'
                          updatedAt: '2026-04-15T00:00:00.000Z'
                        relationships:
                          initiatorAgent:
                            data:
                              type: agent
                              id: agt_019cd1798d637a4da75dce386343931d
                          requesterParty:
                            data:
                              type: party
                              id: pty_019cd1798d617f65a79cb965dda9eac3
                          wallet:
                            data:
                              type: wallet
                              id: wal_019cd1798d714ce765e0486a417c23dc
                          payerParty:
                            data:
                              type: party
                              id: pty_019cd1798d681091fcf1dc98afb72d01
                          payerAgent:
                            data: null
                          payment:
                            data: null
                    meta:
                      pagination:
                        hasMore: false
                        nextCursor: null
          headers:
            X-RateLimit-Limit:
              description: Maximum requests allowed per window.
              schema:
                type: integer
            X-RateLimit-Remaining:
              description: Requests remaining in current window.
              schema:
                type: integer
            X-RateLimit-Reset:
              description: Unix timestamp when rate limit resets.
              schema:
                type: integer
        '400':
          description: Validation Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: invalid_value
                        detail: >-
                          The information you entered isn't valid. Please check
                          it and try again.
                        status: '400'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: unauthenticated
                        detail: Authentication is required.
                        status: '401'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: forbidden
                        detail: You do not have permission to perform this action.
                        status: '403'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '404':
          description: >-
            Not Found. Returned when the resource does not exist, or when it
            exists but is not accessible to your account. The two cases are
            intentionally indistinguishable, so that resource IDs cannot be
            enumerated by probing.
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: not_found
                        detail: The requested resource was not found.
                        status: '404'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '409':
          description: Conflict
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: conflict
                        detail: The request conflicts with the current resource state.
                        status: '409'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '422':
          description: >-
            Validation Error. The response contains one error object for each
            invalid request value.
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: invalid_value
                        detail: 'Too big: expected string to have <=80 characters'
                        status: '422'
                        source:
                          pointer: /data/attributes/description
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '428':
          description: Precondition Required
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: mfa_required
                        detail: MFA verification required
                        status: '428'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '429':
          description: Too Many Requests
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: rate_limited
                        detail: Too many requests. Please try again later.
                        status: '429'
                        meta:
                          supportId: req_a1b2c3d4e5f6
          headers:
            Retry-After:
              description: Seconds to wait before retrying.
              schema:
                type: integer
            X-RateLimit-Limit:
              description: Maximum requests allowed per window.
              schema:
                type: integer
            X-RateLimit-Remaining:
              description: Requests remaining in current window.
              schema:
                type: integer
            X-RateLimit-Reset:
              description: Unix timestamp when rate limit resets.
              schema:
                type: integer
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: server_error
                        detail: Something went wrong.
                        status: '500'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '501':
          description: Not Implemented
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: not_implemented
                        detail: This operation is not available.
                        status: '501'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '502':
          description: Bad Gateway
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: bad_gateway
                        detail: >-
                          We couldn't complete that request because one of
                          Natural's services returned an unexpected response.
                          Please try again.
                        status: '502'
                        meta:
                          supportId: req_a1b2c3d4e5f6
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    minItems: 1
                    items:
                      type: object
                      properties:
                        code:
                          type: string
                          description: Stable lower-snake-case public error code.
                        detail:
                          type: string
                          description: Safe user-facing error detail.
                        status:
                          type: string
                          description: HTTP status code as a string.
                        source:
                          type: object
                          description: Location of the invalid request value.
                          properties:
                            pointer:
                              type: string
                              description: JSON Pointer to the invalid request value.
                            parameter:
                              type: string
                              description: Name of the invalid query parameter.
                            header:
                              type: string
                              description: Name of the invalid request header.
                          additionalProperties: false
                        meta:
                          type: object
                          description: >-
                            Additional error context, including support and
                            provider details when available.
                          properties:
                            supportId:
                              type: string
                              description: Request/support ID for troubleshooting.
                            limitScope:
                              type: string
                              enum:
                                - merchant
                                - program
                              description: >-
                                Which family of acquiring limit refused the
                                payment. Thresholds and usage are never
                                disclosed.
                            connectionStatus:
                              type: string
                              enum:
                                - login_required
                                - disconnected
                              description: >-
                                External account connection state when the error
                                is repairable by relinking.
                            provider:
                              type: object
                              description: Provider error details, when available.
                              properties:
                                name:
                                  type: string
                                  enum:
                                    - plaid
                                  description: Provider that returned the underlying error.
                                errorCode:
                                  type: string
                                  description: Provider error code, when available.
                                errorType:
                                  type: string
                                  description: Provider error type, when available.
                                requestId:
                                  type: string
                                  description: Provider request ID for troubleshooting.
                              required:
                                - name
                              additionalProperties: false
                          required:
                            - supportId
                          additionalProperties: false
                      required:
                        - code
                        - detail
                        - status
                        - meta
                      additionalProperties: false
                required:
                  - errors
                additionalProperties: false
              examples:
                default:
                  summary: Default
                  value:
                    errors:
                      - code: service_unavailable
                        detail: The service is temporarily unavailable.
                        status: '503'
                        meta:
                          supportId: req_a1b2c3d4e5f6
      security:
        - HTTPBearer: []
components:
  securitySchemes:
    HTTPBearer:
      type: http
      scheme: bearer
      description: >-
        Bearer authentication: send your API key, agent key, or OAuth access
        token as `Authorization: Bearer <credential>`.

````

This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.