> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> When building application code, use `@naturalpay/sdk` for TypeScript or `naturalpay` for Python.
> When operating Natural directly for a user, use the payments MCP at `https://mcp.natural.com`.
> When searching Natural documentation, use the docs MCP at `https://docs.natural.com/mcp`.
> Use the Natural CLI for terminal and CI automation.
> Use REST only for unsupported languages or when the user explicitly requests raw HTTP.
> Start integration development and testing in the sandbox. Do not use production unless the user explicitly requests it.
> For sandbox requests that require `customerPartyId`, list customers first. Reuse only the intended fixture; otherwise create a customer.
> REST and SDK amounts use integer minor units. Payments MCP amounts use decimal strings with a required currency code.

# External Accounts

> Public error codes for External Accounts API endpoints

All error responses follow the standard [error format](/api-reference/errors/error-handling).
Validation errors (422) and rate limit errors (429) apply to all endpoints and are documented in the [Error Handling guide](/api-reference/errors/error-handling).

| Code | Status | Detail |
| - | - | - |
| `external_account_auth_consent_required` | 400 | Additional Plaid Auth consent is required before this bank account can be linked. |
| `external_account_auth_data_not_ready` | 400 | Plaid Auth data is not ready for this bank account. Try again later. |
| `external_account_auth_permission_required` | 400 | Plaid Auth permission is required before this bank account can be linked. |
| `external_account_institution_unavailable` | 400 | The financial institution is temporarily unavailable. Try again later or use another bank account. |
| `external_account_link_failed` | 400 | Unable to link this bank account. |
| `external_account_no_auth_accounts` | 400 | No eligible checking, savings, or cash management account is available to link. |
| `external_account_no_eligible_accounts` | 400 | No eligible bank accounts are available to link. |
| `external_account_not_supported` | 400 | This bank account is not supported for linking. |
| `invalid_pagination_cursor` | 400 | The page cursor is not valid. Start the list again. |
| `invalid_value` | 400 | The information you entered isn't valid. Please check it and try again. |
| `unauthenticated` | 401 | Authentication is required. |
| `forbidden` | 403 | You do not have permission to perform this action. |
| `external_account_not_found` | 404 | External account not found. |
| `already_exists` | 409 | The resource already exists. |
| `bank_account_already_linked` | 409 | This bank account is already linked. |
| `conflict` | 409 | The request conflicts with the current resource state. |
| `external_account_connection_disconnected` | 409 | External account connection is disconnected. |
| `external_account_connection_login_required` | 409 | External account connection requires reauthentication. |
| `rate_limited` | 429 | Too many requests. Please try again later. |
| `server_error` | 500 | Something went wrong. |
| `bad_gateway` | 502 | We couldn't complete that request because one of Natural's services returned an unexpected response. Please try again. |
| `bad_gateway` | 502 | Natural could not complete the request because one of its services returned an unexpected response. Try again. |
| `service_unavailable` | 503 | The service is temporarily unavailable. |


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.